Crop insurance would be the bait for farmers to take the risk in utilizing modern technologies, should there be any losses, they do not lose anything because their crops are already insured.
In an emergency and in the absence of choice, safety and human survival are a prioritised, but Halal issues are not removed entirely from the equation.
It is crucial for banking institutions to strike the right balance between preventing fraud while keeping their role as the most critical components of trust in the modern economic world.